Ready to purchase a home? There are eight easy steps:

1. Call Valerie to help determine your wants and needs

2. Get loan preapproval

3. Look at houses

4. Choose a home

5. Get funded for your loan

6. Make an offer

7. Get insurance

8. Closing and keys

Mortgage payment estimate:  A rule of thumb when determining how much your mortgage will be is to add $6.75 for every $1,000 of the home cost, and then to it add 14 percent of that subtotal for taxes and insurance to equal your estimated monthly payment. Be sure to talk to Valerie so she can put you in touch with a good lender who can offer you a variety of mortgage options.